By Dialogo July 29, 2009 Mexico City, 27 July (EFE).- U.S. drug czar Gil Kerlikowske, speaking today in the Mexican capital, affirmed that preventing and treating addictions, particularly with regard to the use of narcotics, “is fundamental” for reducing violence caused by drug trafficking in Latin America. “When we put more emphasis on prevention and treatment, we’re not only helping our own country (the U.S.); we’re also helping to reduce violence” in the region, said the director of the White House Office of National Drug Control Policy, who is on a four-day visit to Mexico. “If we cut down on the use of drugs, we will also be able to cut down on violence and crime in Mexico and in Latin America,” Kerlikowske said while touring a treatment center for addicted minors, where he was accompanied by Mexico’s first lady, Margarita Zavala, and the Mexican Secretary of Health, José Ángel Córdova. The official affirmed that U.S. policy in the fight against drugs seeks to understand, appreciate, and support work done in other countries. He commented that 20 million individuals over twelve years of age used drugs in the last month in the United States, and around 23 million Americans need treatment. “Only ten percent of these people end up in treatment, in part because it’s not available, and because people think they don’t need it,” he added. Mexico’s first lady, Margarita Zavala, agreed that the fight against drugs is fundamental because “drug use generates violence, destroys families, and destroys society.” During the event Iris Vianney Velázquez Martínez, a young patient at the New Life Center, affirmed that she is addicted to alcohol and that with the treatment she has received, she has learned how to make decisions and how to avoid hurting those she loves the most. In the country there are 320 centers like New Life which also provide outpatient services for early detection and prompt treatment of addictions.
Much has been written about marketing to and attracting millennials. This is especially relevant to credit unions. The average age of credit union membership is 47 and continues to increase. Meanwhile, 4.3 million millennials are turning 30 each year. That number also continues to increase. A solution to reducing the average age of members without compromising the older demographics is to provide financial products for millennials, beginning at the time they most need it.Millennials, as a demographic for financial services, are invaluable. According to the Global Financial Literacy Excellence Center, 38% of millennials have incomes $75k and up. Nearly half (49%) own their own home. While this somewhat reflects the statistics of their parents’ generation, the baby boomers, millennials are different than their boomer parents in many ways. As many have noted they are much more tech savvy, streaming music rather than putting in a CD, using Uber rather than hailing a taxi, pull out a phone while shopping in-store to see if there’s a better price online.But several of their macro habits are learned from their parents, the most relevant of which are banking habits. And specific to banking habits is the attitude toward credit. Millennials have witnessed parents, or their friend’s parents, lose jobs during the recession; they know someone who’s had their house foreclosed, or at the very least they’ve seen many of their peers get overextended in debt. They see using debit as “responsible”, and the use of credit as irresponsible or risky. 64% of consumers aged 19-34 told Experian in a survey that they consider credit cards “dangerous”. For issuers looking to bring younger consumers into their portfolios, this is a problem that needs to be addressed. And to add to this, alongside their skepticism of credit cards, they come into the picture saddled with student loans, on average $37,172 in debt. continue reading » 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Facebook6Tweet0Pin0Submitted by Oly Town ArtesiansTJ O’Connor and Nate Boatright each scored twice in the Oly Town Artesians’ 9-6 loss to Tacoma Narrows FC in front of one of the biggest crowds in Artesians history on Saturday night at The Pavilion. Alex Vogt scored a hat trick to lead Narrows to their first victory as a member of the Western Indoor Soccer League.Tacoma struck first when AJ Nitzel found some space and pushed one past Artesians goalkeeper Ryan Perkins just a minute and a half into the game. David Cook answered for Oly just a minute and a half after that, tying the game 1-1 with 11:00 left in the first quarter. Jay Weinman scored the first of his two goals with 1:16 left in the first and Tacoma held a 2-1 lead after the first 15 minutes.Paul Park put Narrows up 3-1 with nine minutes left in the second quarter, but the Artesians rallied for the next two goals, including Nate Boatright’s first at the 7:16 mark and TJ O’Connor’s first with 5:51 left in the quarter to tie it up 3-3. Tacoma answered moments later with a goal by Travis Homestead and another with just 56 seconds left in the half by Alex Vogt to take a 5-3 lead into the break.A defensive third quarter led to just one goal, Boatright’s second, and Tacoma took a 5-4 lead heading into the fourth quarter. Vogt gave them a two goal lead before O’Connor got the Artesians back to within one. But Vogt and Weinman scored the next two goals to give Narrows an 8-5 lead. Christian Segovia scored a power play goal with 1:34 left to make it 8-6 before JC Henson capitalized on a pressing Artesians defense and added the goal that iced the game to give Narrows their first ever WISL win,Perkins and Tacoma keeper Nate Salveson both played fantastic games, making numerous saves and keeping the game competitive for both teams.The Artesians will look for their first win the weekend after Thanksgiving when they play host to the Snohomish Skyhawks on Saturday, December 1st. Kick off at The Pavilion is set for 6:30 p.m. Stay up to date with the Artesians by visiting the Oly Town Artesians website, following them on Twitter, and liking them on Facebook.