Why manufactured home loans should be a part of your affordable lending strategy


first_imgThe housing shortage continues to plague the market. Many credit union members need affordable housing options, yet few exist. These members are stuck with increasing living expenses, a need to save for a down payment for a home, and housing prices that continue to climb. Buying a home often seems not just out of reach, but impossible.This underserved part of your community is searching for options. By offering home loans for manufactured homes, your credit union can positively impact your membership and community with growth and stability.According to the Manufactured Housing Institute, more than 22 million Americans live in manufactured homes, which make up more than 9% of the nation’s total housing stock. Those numbers are increasing rapidly among first-time homebuyers and others within your community. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more

Men’s basketball goes on the road to face Cal


first_imgThe USC Trojans    (9-12, 1-8 Pac-12) look to end their six-game losing streak as they head on the road to face the California Golden Bears (13-9, 3-6). The Trojans beat Cal earlier in the season,    72-57 at the Galen Center, but USC has lost 8 of their last 9 games.USC is coming off a blowout loss to the Utah Runnin’ Utes    (17-4, 7-2) last Sunday at home, 67-39. The Trojans were led in that game by freshman forward Malik Martin who scored 11 points for USC.In the worst loss of the season, the Trojans continued their poor shooting with only 26.5 percent; the loss was the largest margin of defeat that the Trojans have seen so far this season. The Trojans only scored 12 points in the first half and could never get back into the game.USC head coach Andy Enfield gave credit to Utah for their stellar performance in the first half.“Give Utah credit for playing well early,” Enfield said. “This was one of those halves of basketball where you shake your head and say, ‘Wow, we didn’t see this coming.’”In Cal’s most recent contest, they beat the Washington State Cougars (10-11, 4-5)                                   90-88. The Bears had two record performances in the game in Washington when they witnessed junior guard Tyrone Wallace enter the 1,000-point club and senior forward David Kravish break the school’s all-time block record. Cal will look at these two difference-makers to avoid a season sweep at the hands of USC.Cal will also lean on sophomore guard Jordan Mathews who is leading the team in scoring with an average of 18.2 points per game, in Cal’s nine league games.In the most recent game between these two California teams, the Trojans were led to victory by sophomore forward Nikola Jovanovic who scored 21 points and pulled down nine rebounds in USC’s only conference win of the season. Redshirt sophomore guard Katin Reinhardt added 16 points for the Trojans in one of his signature shooting performances while sophomore guard Julian Jacobs added 17 points in the win. Wallace led the way for the Bears in the loss with 21 points of his own.Jovanovic leads the Trojans in scoring with 13.2 points per game, and Reinhardt is not too far behind with an average of 11.9 points per game.Reinhardt has found his stroke as of late and is shooting 44.2 percent from behind the arc in his last six games.USC will look for freshman point guard Jordan McLaughlin to break out of his recent slump and help contribute to a win up north.In USC’s most recent loss to Utah, McLaughlin was scoreless on 0-7 shooting and he also had zero assists. Despite his struggles, McLaughlin is still third on the team in scoring with 11.6 points per game.McLaughlin is having an impressive freshman season, outside of shooting, and he leads his team in assists and steals with 88 and 28 respectively.The other freshmen for the Trojans have also struggled as of late, especially in scoring. Guard Elijah Stewart was scoreless against Utah and forward Malik Marquetti only scored 2 points in 21 minutes. Even though the bench has not been very productive scoring the ball, Enfield praised their effort after the loss to Utah.“I’m proud of our bench coming in and increasing our energy,” Enfield said. “We need the whole team to play like that.”When the Trojans tip off on Thursday night, they will be playing in a stadium that has not been kind to them recently. USC is 2-6 in its last 8 visits to Haas Pavilion where the Bears are 8-6 this season.USC has not fared well on the road all season; they post a 2-6 road record on the year. Tipoff is at 8 p.m. and will be aired on Fox Sports 1.last_img read more

Dodgers fans react to news that Corey Seager is out for the season


first_imgFan reaction: Where can I donate my elbow to Corey Seager? #Dodgers— DENISE BROWN (@denisebrownLA) April 30, 2018 Newsroom GuidelinesNews TipsContact UsReport an Error News that Dodgers shortstop Corey Seager will eed to undergo Tommy John surgery on his right arm and will be lost for the remainder of the season was met with predictable angst and some despair from Dodgers fans Monday.Some samples:Seager’s reaction from Arizona: Corey Seager SS for LAD out for at least a yr with TJ surgery. Manny in Dodger blue? #inevitable @masnOrioles @Dodgers— Jim Palmer (@Jim22Palmer) April 30, 2018Potential elbow donors:Take my elbow @coreyseager_5 I don’t need it.— Ronnie Bedrosian (@Ronniebedros) April 30, 2018 Where do I sign up to donate my arm to Corey Seager?— Angel G. (@AngelG13_) April 30, 2018Sign up for our Inside the Dodgers newsletter. Be the best Dodger fan you can be by getting daily intel on your favorite team. Subscribe here. What happens now?last_img read more

OVERTIME…SPECIAL STEELER EDITION: WHAT IS THE PROBLEM?


first_imgBILL NEAL:10 -Let’s just get right to it. For the first time in my professional sports writing career and that of Coach Mike Tomlin, I will suggest this . . . and I do mean suggest! It may be time to consider . . . and I do mean consider, taking a look at the head coach and, and, and his coaching staff for the trouble this team is in. I’m just saying! (And I think I said it as gently as possible.):09 – Cortez Allen can’t watch the sun come up let alone watch a man one on one in the secondary. And oh, by the way, bet ya miss Ike Taylor now don’t ya!!!:08 – Let me remind you yet again, everything starts up front. If the “O”-line can’t block and the “D”-line can’t get to the quarterback, it’s gonna be a long day. (Now you can really appreciate the legendary lines of the Steelers dynasty days.):07 -Can you say “Steel Curtain.” Defense wins games. The Steelers only allowed the Vikings 48 yards of offense in the Super Bowl.  C’mon man!!!:06 -Please, please, please . . . establish the run.  Stay with the run. You’ve got two great proven running backs that want the ball. Give it to them. One is speed. One is power.  Thunder and lightning if you will.  Use them.:05 -When you’re inside the twenty, stretch out the field. Clearly you can’t run up the middle. Be creative. Mix it up. You don’t have to do the same thing over and over. Trust me, they watch your game films too!:04 -Give “Archer” all the money you owe him, a brown bag from Primanti Brothers and a one way train ticket to Hootersville.  (No, he doesn’t get a plane ticket. If he can’t get the ball out to the twenty, he gets his butt on a train.) Sure he was fast in college, but everybody is fast in the NFL.:03 -Look, I don’t mean no harm here. I love old people. My dad’s old. So trust me. I know old (Sorry Pops), but everybody has a time card. Moses, Methuselah, even the old lady in the shoe. At 77, maybe it’s time for Dick LeBeau to watch the games from his rocking chair at home. Sure he was a defensive genius, but the NFL has caught up to his bend not brake!:02 -People have been punting the football since Jim Thorpe in 19-whatever.  Please get rid of this bum .  Go down to South Side on a Friday night and get a punter man!:01 -Can somebody, somewhere and somehow blame Ben Roethlisberger for something. The fumbles, missing the target repeatedly, holding onto the ball too long. He’s the $100  Million Dollar Man.  Put the weight on him!:00 -Set your calendar for the Par-Tay of the year.  Champion Enterprises will celebrate its 40th Year Celebration and the final year of operation Saturday, October 18 at The Lounge on Verona . . . you know, Monica’s Place. Next to Bonus Tire.  8:00 p.m. till 2 a.m. $10 donation benefits Achieving Greatness Toys for Tots Christmas Party.  Free parking, cash bar, cash kitchen, 50/50, prizes and surprises and the best chicken wings in Pittsburgh.  Sly Jock will deliver the Old Schools Sounds and we’ll be Eatin, Drinkin, and Dancin like we used to.  It’s a 35 and older affair and first come first seat!!!So all you champions . . . former staff, volunteers, followers, supporters, sponsors, Connie Hawkins League players, program participants and coaches . . . everybody come on out and say goodbye to the Pittsburgh legend that was Champion Enterprises.~ GAME OVER ~last_img read more