Southern Indiana’s Matthew Graham Selected As New Indiana State Poet Laureate


first_imgThe Indiana Arts Commission (IAC) announced today the selection of Matthew Graham, Evansville, Indiana, as the new Indiana State Poet Laureate by a selection committee comprised of representatives from Indiana’s major institutions of higher education, a requirement of the post’s enabling legislation.During his 35 years in southern Indiana, Matthew has been a respected and recognized writer, teacher, and advocate for poetry and the arts. Having recently retired from the University of Southern Indiana (USI), he has taught all levels of creative writing, contemporary literature, and worked with multicultural and international students in freshman composition. Among other community services, Graham has worked with diverse writing groups such as high school students and community writing groups.Matthew Graham is the author of four books of poetry, most recently The Geography of Home (Galileo Press, 2018). His work has earned numerous national, regional and local honors and awards, including a Pushcart Prize, an Academy of American Poets Award, two grants from the Indiana Arts Commission, and the Artist of the Year Award from the Arts Council of Southwestern Indiana.While at USI, Matthew co-founded and co-directed (with Thomas Wilhelmus) The Ropewalk Writers’ Retreat, a summer program that brought national and international writers to New Harmony, Indiana for 22 years, and the Ropewalk Visiting Writers Series, which brought prominent fiction and non-fiction writers and poets to the USI campus for free public readings. The list of participating writers includes the present U.S. Poet Laureate, Joy Harjo.Graham will begin his two-year term as Indiana Poet Laureate, January 1, 2020, and will continue serving through December 31, 2021. He succeeds current Poet Laureate, Adrian Matejka. For more information about the Poet Laureate visit https://www.in.gov/arts/.FacebookTwitterCopy LinkEmailSharelast_img read more

How to fail at mobile lending without even trying


first_img 8SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Preston Packer Preston Packer is the Director of Sales & Marketing for FLEX. Preston has been with FLEX since 2000 and has worked in various sales management roles over that time. Preston’… Web: www.flexcutech.com Details Your 2016 goals and strategy are no doubt set, and if you’re like most credit unions we talk to mobile lending is on that list. We see the rise in social media and the need to appeal to younger members as the main push for CU’s to adopt mobile lending, and we understand that technology is changing the way members access financial services. However, as much as mobile lending is an opportunity for credit unions to gain more revenue and new members, how much of an impact will it make to your bottom line? Will the amount of new business justify the expenditure?With the right core in place, you are presented with the opportunity to introduce new technology to your product offering with relative ease. Thanks to integrated apps, if your credit union core has kept up with the pace of technology, going to market with a product like mobile lending may not require as much up front work or costs as you fear.View our “Loans To Go!” eBook on using your core technology to master mobile lending.But just having the product available is not enough to ensure success. Here are some common ways to fail in your planning and implementation of mobile lending for your CU:1) Making too many assumptions about your members and their demographics Most credit union executives understand the demographics of their current and potential member base, and how they are changing, and then project those changes on to their offering. But be careful in drawing too many conclusions. Credit unions with aging members should not assume that mobile technologies only target the young. However resistant to adoption, older members will depend increasingly upon mobile technology as they live longer lives and as their mobility declines. Consideration of demographics like this can illuminate a long-term vision for mobile lending.2) Assuming your mobile lending is the only game in town Gauge your members’ susceptibility to competing alternatives. It’s a strong bet that your neighborhood loan shark can be found in the app store. Whether from some obscure shadow banking outlet, or from a major player like Quicken or Google, members have many new sources of cash. Take the time to understand these encroaching services and assess the extent to which your members are susceptible to them. As you do so, you will see opportunities to differentiate and better estimate demand for your mobile loan offerings. For example, credit unions who offer remote controls for cards enjoy a distinct competitive advantage in promoting credit card loans to members who travel, who shop online or who might be otherwise uniquely exposed to fraud risk.3) Targeting members’ stereotypesA recent study around the use of big-data reveals that “interests, opinions and overt behaviors are a much better indicator of customer demand” than traditionally-defined market segments. In other words, indicators like income, ethnicity or education matter much less than your member’s personal credit score, substance abuse record, work-place habits or spending patterns.While most credit unions think big-data is something accessible only by government entities and internet wizards, it’s really not. Big-data is any resource that helps you construct an intimate picture of how your members behave and what motivates them. As you analyze information you already possess in your loan portfolio and account records, you will better see how those pictures of your members fit into your strategic landscape for mobile lending.4) Not even tryingSimply NOT considering and thoroughly analyzing mobile lending is a sure-fire way to fail at it.  Even if you determine it is not right for you, doing your due diligence to assess it will benefit you, while ignoring it would be a huge mistake. Most Americans now own a mobile phone and mobile has overtaken PC usage on the internet. It was just announced that in 2015, the number of weekly mobile bankers exceeded weekly branch bankers. Nearly 70% of online product searches lead to action within an hour and mobile loan products should be no exception!Assessing the impact of mobile lending is important, but be sure you get there, and get your implementation right. Tier-1 mobile apps, such as those developed by FLEX, integrate directly into your credit union core processing system so they can deliver the efficiency and advanced capabilities that your staff and your members will demand. You’ll find integrated systems to be indispensable to your success in the mobile arena.Download our new eBook: Loans To Go!last_img read more

Jurgen Klopp extends contract with Liverpool until 2024


first_imgLiverpool Football Club has announced that Jurgen Klopp has extended his contract with the club.The manager will extend his Reds tenure until 2024, ensuring he will remain at the helm for a further four-and-a-half years. Assistant managers Peter Krawietz and Pepijn Lijnders have also agreed to deals to continue working collaboratively alongside Klopp.The deal comes after four hugely successful years in charge of Liverpool for the 52-year-old and will ensure the long-term foundations for the team’s – and indeed club’s – development will continue well into the next decade.And Klopp has detailed his belief that the benefits for both parties of this agreement mean there is nowhere else in world football he’d want to manage.The German said: “For me personally this is a statement of intent, one which is built on my knowledge of what we as a partnership have achieved so far and what is still there for us to achieve.“When I see the development of the club and the collaborative work that continues to take place, I feel my contribution can only grow.“People see what happens on the pitch as a measure of our progress and although it is the best measure, it’s not the only measure. I have seen the commitment from ownership through to every aspect and function of the club you can think of.“When the call came in autumn 2015, I felt we were perfect for each other; if anything, now I feel I underestimated that. It is only with a total belief that the collaboration remains totally complimentary on both sides that I am able to make this commitment to 2024.“If I didn’t I would not be re-signing.“This club is in such a good place, I couldn’t contemplate leaving.“I must also highlight the role of our sporting director, Michael Edwards, in this journey so far. His input and collaboration have been just as important as anyone else’s in getting us into a position to compete for the game’s top titles.“For anyone in football who aspires to compete in an environment where every element of the organization is at its very best – from the support of the supporters to the vision of the owners – there can be no better place than this.”Klopp was initially appointed as Liverpool manager on October 8, 2015.He arrived after seven highly successful seasons in charge of Borussia Dortmund, during which time he steered them to two Bundesliga titles and a Champions League final, among other honours.Prior to his stint with the Westfalenstadion club, Klopp was at the helm of FSV Mainz 05 and led them into the German top flight for the first time in their history in 2004, as well as into European competition one season later.During his first campaign at Anfield, Liverpool reached the finals of both the League Cup and Europa League, the latter after a memorable run in the tournament, but narrowly lost on both occasions.In 2016-17, Klopp navigated the Reds back into the Champions League for the first time since 2014, with a top-four finish secured with a final day victory over Middlesbrough at Anfield.The club marked their return to Europe’s premier competition the following term by storming their way to the final in Kiev, though there was heartbreak after a 3-1 loss to Real Madrid in the Ukrainian capital.Nevertheless, Klopp and Liverpool regrouped and, in 2018-19, the 52-year-old guided the club to their sixth European Cup as the Reds lifted the Champions League after a 2-0 win against Tottenham Hotspur on an unforgettable night in Madrid.On the domestic front, the team produced a remarkable season in the Premier League, losing just one match and racking up a point tally of 97 – the best in the club’s history – narrowly missing out on the crown by a solitary point to Manchester City.So far this season, Klopp has overseen Liverpool’s surge to the top of the Premier League, where they currently sit eight points clear after an astonishing 15 wins from their opening 16 matches.The Reds’ defence of the Champions League remains ongoing following the 2-0 victory in Salzburg on Tuesday night, while the team will aim to add the FIFA Club World Cup to the UEFA Super Cup trophy they secured in August when they travel to the tournament in Qatar later this month.And today’s news means Liverpool and Klopp’s journey together will continue into the next decade after he agreed a contract that will extend his Anfield story until 2024. Source: www.liverpoolfc.comlast_img read more